Skip to Content

Home Loan Refinance - Saving you time, money, effort, stress

About Home Loan Refinance

Home Loan Refinance

Ability Finance commenced finance broking in 2005 with an aim to provide the widest range of lender options we possibly could for our customers.

I searched the industry for a home loan comparison software package that would properly and accurately calculate the real costs of major lender home loans and compare the differences at the actual home loan size and loan to value ratio that our individual clients are seeking.

I believe we have found this tool in the independently developed Active Client software. Click to read more home loan refinance information

Home Loan Redraw

Redraw on a Home Loan

Redraw on your existing home loan may be an alternative in certain cases as opposed to refinancing a home loan. Redraw usually becomes available on most home loans once the principle home loan amount originally approved, has been reduced. Many lenders will allow borrowers to access these funds back up to the original loan amount using redraw. Click to read more home loan refinance information

Home Loan Increase

Home Loan Increase

Many home loan borrowers who are considering refinancing an existing home loan to access additional funds may be better off checking with a finance broker such as Ability Finance to determine if an increase to their existing home loan may be a more economical option.

Increasing an existing home loan can help avoid additional costs which can often be encountered when completely refinancing an existing home loan.

Here is a list of commonly encountered costs that often apply when refinancing a home loan to a new bank or home loan lender; Click to read more home loan refinance information

Home Loan Refinancing

Home Loan Refinancing

Refinancing a home loan should always deliver a benefit. Engaging a finance broker can help determine which options may meet your needs.

Refinancing lets you change your home loan to suit changed needs or better opportunities. As home loans have added extra features, more and more people have decided there's another mortgage that would better suit their needs.

How a refinance works Click to read more home loan refinance information

Non Conforming Home Loan Refinance

Even though lenders have tightened home loan lending policy recently there are still non conforming home loan or bad credit options available to many present home owners and purchasers with adequate deposit.

Actual policy varies from lender to lender and there may not be a solution for everyone but if your expected loan size or home loan refinance amount is below 80% of the value of the property and your credit history is reasonable there may be options worth having us investigate for you. Click to read more home loan refinance information

Dwelling Refinancing Statistics

Refinance data from the Australian Bureau of Statistics indicates that purchasing of established dwellings and refinancing of established dwellings is exceeding both construction of dwellings and purchase of new dwellings in Australia.

While refinancing of established dwellings data has only been recorded since the early 1990's the trend line is often very similar to the trend line for purchasing new dwellings. Click to read more home loan refinance information

Total Home Loan Refinance

Great Home Loan Refinance Offer

Here is a great offer to consider refinancing your home loan to. Click to read more home loan refinance information

Syndicate content


Theme by Dr. Radut.