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Important Information

Please be aware of the following;

  • As a blog style website there can be a lot of historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent some lenders who may be historically referred to within this website.
  • At present we are only prepared to discuss financial products for consumers with customers we are able to personally meet with on a face to face basis.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Non Conforming Home Loan Refinance

Even though lenders have tightened home loan lending policy recently there are still non conforming home loan or bad credit options available to many present home owners and purchasers with adequate deposit.

Actual policy varies from lender to lender and there may not be a solution for everyone but if your expected loan size or home loan refinance amount is below 80% of the value of the property and your credit history is reasonable there may be options worth having us investigate for you.

We are able to contact lenders on your behalf without revealing your actual identity and find out if there is any possibility of refinancing your existing residential home loan based on your situation. This anonymity could help preserve your options for a later date if needed.

We could even be able to save you the effort of a full home loan application with a lender who is not going to consider your situation due to existing policy anyway.

Send us all your information using this online home loan refinance enquiry form we will devote or best efforts to finding you every option we are able to find then help you apply for the refinancing option you prefer.

We have no upfront fees or additional cost for any home loan applicants.